Legal Disclaimer

Globalwide International LLC is a health plan administrator and health plan services company headquartered at 102 South Tejon Street, Colorado Springs, CO 80903, USA. We act as a plan administrator and facilitator for international health benefit programmes.

The health plans described on this website are administered by Globalwide International LLC and underwritten by licensed health plan carriers. Coverage is subject to the terms, conditions, limitations, and exclusions set out in the applicable Policy Wording document, which is provided to all enrolled members.

Globalwide International LLC is not a licensed health plan company in all jurisdictions. Residents of certain states or countries may be subject to additional regulatory requirements. It is your responsibility to verify that the purchase of an international health plan is lawful in your jurisdiction before enrolling.

This website does not constitute an offer to sell health plan in any jurisdiction where such an offer would be unlawful. Nothing on this website should be construed as a binding health plan contract. All coverage is subject to underwriting approval and the terms of the applicable policy.

The information provided on this website, including descriptions of benefits, coverage levels, and plan features, is for general informational purposes only and does not constitute medical advice, diagnosis, or treatment recommendations.

Always seek the advice of a qualified healthcare professional with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay seeking it because of something you have read on this website.

Coverage for specific medical conditions, treatments, or procedures is determined solely by the terms of your individual policy. Please refer to your Policy Wording document or contact us directly to confirm whether a specific treatment is covered.

Our international health plans are designed for individuals living or working outside their country of nationality or permanent residence. Plans are not intended to replace domestic health plan for individuals residing in their home country.

Coverage may not be available in all countries. Certain countries, regions, or territories may be excluded from coverage due to sanctions, regulatory restrictions, or underwriting criteria. Please refer to your policy schedule and Policy Wording for a full list of geographic exclusions applicable to your plan.

USA coverage (where included) is subject to a 20% premium loading and specific network and benefit limitations. Please review the USA coverage terms carefully before enrolling if you intend to receive treatment in the United States.

All plans are subject to underwriting. Pre-existing medical conditions — defined as any condition for which you have received treatment, advice, or medication in the five years prior to your policy start date — may be excluded from coverage, subject to a waiting period, or subject to an additional premium loading.

Any misrepresentation, omission, or concealment of material facts in your application may result in your policy being voided, claims being declined, and potential legal action. You are required to disclose all material information accurately and completely.

To the fullest extent permitted by applicable law, Globalwide International LLC, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of this website or reliance on any information contained herein.

The information on this website is provided "as is" without warranty of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Premium quotes generated on this website are indicative only and are subject to change based on underwriting review, age verification, and the final terms of your policy. A binding quote is only provided upon issuance of a formal policy schedule.

This website may contain links to third-party websites, including medical providers, payment processors, and partner organisations. These links are provided for convenience only. Globalwide International LLC does not endorse, control, or accept responsibility for the content, privacy practices, or services of any third-party website.

Your use of any third-party website is governed by that website's own terms and conditions and privacy policy.

This disclaimer and any disputes arising from your use of this website shall be governed by and construed in accordance with the laws of the State of Colorado, USA, without regard to its conflict of law provisions. Any legal action or proceeding relating to your access to or use of this website shall be instituted in a court of competent jurisdiction in El Paso County, Colorado.