Organisations & Groups
Business Health Care Tailored to Your Organisation
- Global expertise, local solutions
- Round-the-clock support for your employees
- One of the largest networks of medical providers
Globily has extensive expertise in providing comprehensive international health care plans to organisations of all sizes — to protect their staff wherever they are in the world.
Why It Matters
Why Organisations Need Dedicated International Group Health Plan
When an employee falls seriously ill in a country with limited public health infrastructure, the consequences extend far beyond that individual. The organisation faces an immediate operational crisis — finding cover, managing communications, coordinating with local authorities — while simultaneously confronting a potential financial liability that can run to six figures if medical evacuation is required. Without a group health programme in place, HR teams are improvising responses to situations that should have been planned for.
International group health insurance is not a perk. For any organisation with staff working outside their home country — whether on long-term assignments, short-term projects, or rotational postings — it is a fundamental component of responsible workforce management. It protects employees, limits organisational liability, and provides the administrative infrastructure (a single policy, a single contact, consolidated billing) that makes managing a globally distributed workforce manageable.
Globily has been providing international group health programmes for over 30 years. Our client base spans SMEs with two overseas employees to multinationals with thousands of staff across 50 countries, and every type of organisation in between — NGOs, intergovernmental bodies, international schools, and government agencies.
Truly Global Cover
160+ countries, 5,000+ cashless hospitals, no geographic surprises at claims time.
One Policy, One Contact
A single master policy covering all locations, with one dedicated account manager for your HR team.
Built for Your Sector
Specialist programmes for NGOs, IGOs, schools, and corporations — not a one-size-fits-all product.
Tailored Solutions
Find the Right Plan for Your Organisation
Protect Your Team, Wherever They Work
Flexible, off-the-shelf and pool-rated solutions adapted to the needs of small and medium enterprises. Full customisation to match the needs of each category of insured employee.
Get a Group QuoteWhat's Included
- Plans from 2 to 250 employees
- Gold, Silver, and Bronze tiers to fit every budget
- Cashless access at 5,000+ hospitals worldwide
- Single point of contact for HR and finance teams
- Online employee self-service portal
- Fast claims — most settled within 5 business days
All Organisation Types
Tailored Health Care Solutions for Organisations of All Sizes
Why Globily
We've Been Working Side by Side With Organisations for Over 30 Years
160+ Countries Covered
Truly worldwide health care — your team is protected wherever business takes them.
Cashless Hospitals
Smart Health Card accepted at 5,000+ approved hospitals — no out-of-pocket costs.
Single Point of Contact
One dedicated account manager for clear and easy management of your programme.
24/7 Emergency Support
Round-the-clock multilingual helpline for medical emergencies anywhere in the world.
Fast Claims
Streamlined digital claims process — most approved claims settled within 5 business days.
Flexible Billing
Monthly, quarterly, or annual billing. Multi-currency invoicing for global organisations.
NGOs & Humanitarian Organisations
Health Cover Built for the Realities of Humanitarian Work
Standard international health plan is designed for expatriates living in stable, well-serviced environments. It is not designed for a logistics coordinator managing a cholera response in South Sudan, a protection officer rotating between camps in Cox's Bazar, or a programme director overseeing operations across three fragile states simultaneously.
Globily's NGO programme was built from the ground up for organisations that deploy people into difficult environments. We work with international NGOs, national civil society organisations, UN implementing partners, and faith-based humanitarian agencies.
Duty of Care Is Not Optional
Institutional donors including USAID, ECHO, and UN agencies increasingly require grantees to demonstrate adequate health and safety provision for deployed personnel. Inadequate cover is not just a welfare issue — it is a compliance risk that can jeopardise grant eligibility and organisational reputation.
Four Critical Areas
What Makes NGO Health Cover Different
Field Deployment & Evacuation
Humanitarian workers routinely operate in conflict-adjacent zones, post-disaster environments, and areas with severely limited medical infrastructure. A standard international health policy will exclude or severely restrict cover in these contexts. Globily's NGO programme includes emergency medical evacuation to the nearest appropriate facility, security evacuation when civil unrest makes a location untenable, and repatriation of remains — all without geographic exclusions for high-risk postings.
Donor & Grant Compliance
Many institutional donors — including USAID, ECHO, DFID, and UN agencies — require grantees to demonstrate adequate duty-of-care provision for deployed personnel as a condition of funding. Our NGO plans are structured to satisfy standard donor health and safety compliance clauses.
Mental Health & Trauma Support
Exposure to trauma, chronic stress, and moral injury are occupational realities for humanitarian workers. Our NGO programme includes meaningful mental health benefits: up to 30 outpatient psychology or psychiatry sessions per year, inpatient psychiatric care, and access to a 24/7 confidential employee assistance programme (EAP) staffed by trauma-informed counsellors.
Rotating Field Staff & Volunteers
NGO workforce structures are unlike corporate ones. Staff rotate between postings, volunteers join for defined project periods, and local hires may be engaged on short-term contracts. Our flexible enrolment model accommodates all of these: mid-term additions and removals are processed within 24 hours.
The Business Case
International Health Plan Pays for Itself
The cost of inadequate health cover — in lost productivity, staff turnover, and uninsured medical bills — consistently exceeds the cost of a comprehensive group programme.
3–5×
ROI on employee health investment
Reduced absenteeism, higher retention, lower recruitment costs
41%
Lower staff turnover
Organisations with comprehensive health benefits vs. those without
£28k
Average cost to replace one employee
Recruitment, onboarding, and lost productivity combined
23 days
Average delay to treatment without cashless cover
Resulting in longer recovery times and extended absence
Corporate Buyers
Duty of Care, Productivity, and the Real Cost of Getting It Wrong
For HR directors and CFOs evaluating international health plan, the conversation often starts with premium cost. It rarely starts with the cost of not having adequate cover — but it should. A single uninsured medical evacuation from Southeast Asia or Sub-Saharan Africa can cost between $80,000 and $200,000.
Beyond the financial calculus, organisations deploying staff internationally carry a legal duty of care that is increasingly enforced. Courts in the UK, Australia, and across the EU have found employers liable for foreseeable harm to overseas workers where adequate health and safety measures were not in place.
Legal Duty of Care
Employers have a legal obligation to take reasonable steps to protect the health, safety, and welfare of employees — including those posted abroad. A comprehensive group health programme is the most direct way to demonstrate that duty has been discharged.
Productivity & Retention
Employees who have confidence in their health cover take fewer unplanned sick days, return to work faster after illness, and are significantly more likely to remain with their employer.
Cost Predictability
Self-insuring international health risk exposes organisations to catastrophic, unpredictable costs. A single medical evacuation can exceed $100,000. A group health programme converts that unpredictable liability into a fixed, budgetable annual premium.
Telemedicine & Preventive Care
Early intervention prevents expensive acute episodes. Our plans include unlimited telemedicine consultations, annual health screenings, and preventive care benefits.
Self-Insuring vs. Group Health Programme — True Cost Comparison
| Cost Factor | Self-Insured | Globily |
|---|---|---|
| Medical evacuation | Up to $200,000 per event | Included — no limit |
| Specialist care abroad | Full cost, unpredictable | Cashless, pre-authorised |
| Staff absence duration | Extended — delayed treatment | Reduced — early intervention |
| Annual budget certainty | None — open-ended liability | Fixed annual premium |
| Duty-of-care documentation | Difficult to demonstrate | Policy schedule provided |
| HR administration | Complex, fragmented | Single portal, one contact |
| Telemedicine access | Not available | 24/7 included |
| Mental health support | Typically none | Included as standard |
Common Questions
Group Plan FAQs
Ready to Protect Your Organisation?
Speak to one of our group health specialists. We'll design a programme that fits your organisation's size, budget, and locations.