# Globily > An international membership organisation providing cashless healthcare for expats and travellers via the Smart Health Card, with 200+ providers across 25+ countries. Globily is an international health insurance membership organisation headquartered in Colorado Springs, Colorado, USA, with operations in London, UK. Founded in 2010, the company created the world's first real-time health payment card — the Globily Smart Health Card© — enabling cashless medical treatment at accredited providers worldwide with zero out-of-pocket cost at point of care. ## Key Facts - **Founded:** 2010, Colorado Springs, CO, USA - **Headquarters:** 102 South Tejon Street, Colorado Springs, CO 80903, USA - **UK Office:** London, United Kingdom - **Phone (USA toll-free):** +1 877-200-3066 - **Phone (International):** +1 719-266-2835 - **WhatsApp:** +1 719-203-7797 - **Email:** sales@globily.com - **Website:** https://globily.com/ - **Members:** 50,000+ active members - **Coverage:** 190+ countries - **Provider network:** 200+ accredited hospitals and clinics across 25+ countries ## Products ### International Health Plan Plans Three plan tiers designed for expatriates, digital nomads, international travellers, and globally mobile families: - **Gold Plan** — $1,000,000 annual maximum benefit. Includes inpatient, outpatient ($10,000), maternity ($8,000), cancer treatment ($250,000), physiotherapy (15 sessions), mental health, emergency evacuation, dental (accident), and repatriation. Private room accommodation. Coverage zone: worldwide including USA. - **Silver Plan** — $500,000 annual maximum benefit. Includes inpatient, outpatient ($7,500), maternity ($8,000), cancer treatment ($150,000), physiotherapy (12 sessions), mental health, emergency evacuation, dental (accident), and repatriation. Semi-private room accommodation. - **Bronze Plan** — $250,000 annual maximum benefit. Includes inpatient, cancer treatment ($100,000), emergency evacuation, dental (accident), and repatriation. No outpatient or maternity cover. Semi-private room accommodation. All plans include: GP & Specialist Consultations (Gold/Silver), Diagnostic Tests (Gold/Silver), Prescribed Medicines (Gold/Silver), Mental Health cover, Emergency Medical Evacuation, Dental & Surgical Accident, Repatriation of Mortal Remains. ### Globily Smart Health Card© A virtual Mastercard pre-loaded with the member's benefit limit. Presented at any accredited provider for cashless, real-time payment. No reimbursement claims. No out-of-pocket cost at point of care. Zero excess. 0% co-insurance. ### Payment Frequencies Annual (0% surcharge), Semi-Annual (+2%), Quarterly (+5%), Monthly (+10%). ## Target Members - Expatriates living and working abroad - Digital nomads and location-independent workers - International students - Globally mobile families - NGO and humanitarian workers - Business travellers on extended assignments - Retirees living outside their home country ## Differentiators 1. **Real-time cashless payment** — the Smart Health Card pays providers instantly; members never pay out of pocket. 2. **24/7 human support** — average response time 10 seconds; no bots, no queues. 3. **190+ country coverage** — one of the broadest geographic footprints in the international health insurance market. 4. **Instant issuance** — policy and digital health card issued within minutes of approval. 5. **Flexible plan tiers** — Gold, Silver, Bronze to suit every budget and lifestyle. ## Intermediary & Broker Programme Globily operates a structured intermediary programme for insurance brokers, financial advisers, and employee benefits consultants. Commission rates: Individual sales 20%, Group sales 10%. Dedicated broker portal with real-time commission tracking. - Broker enquiries: https://globily.com/intermediaries - Broker sign-up: https://globily.com/intermediaries/signup - Press & media kit: https://globily.com/press - Partner resources: https://globily.com/partner-resources ## Medical Provider Network Globily maintains a growing network of accredited hospitals and clinics. Providers receive guaranteed payment via GOP (Guarantee of Payment) letters or direct virtual card settlement. - Find a provider: https://globily.com/medical-providers/find - Join the network: https://globily.com/medical-providers/join - Provider payment portal: https://globily.com/medical-providers/payment ## Key Pages - Homepage: https://globily.com/ - International plans overview: https://globily.com/international-plans - Gold Plan detail: https://globily.com/plans/gold - Silver Plan detail: https://globily.com/plans/silver - Bronze Plan detail: https://globily.com/plans/bronze - Get a quote: https://globily.com/get-a-quote - How it works: https://globily.com/how-it-works - About us: https://globily.com/about - Business & NGO cover: https://globily.com/business-ngo - Medical providers hub: https://globily.com/medical-providers - Press & media: https://globily.com/press - Partner resources: https://globily.com/partner-resources - Contact: https://globily.com/contact - Privacy policy: https://globily.com/privacy-policy - Terms of use: https://globily.com/terms - Customer reviews: https://globily.com/reviews - Provider comparison: https://globily.com/compare - Blog: https://globily.com/blog ## Reviews & Trust Globily is listed on Trustpilot at https://www.trustpilot.com/review/globily.com. Member feedback consistently highlights three differentiators: 1. The Smart Health Card cashless payment experience — no out-of-pocket cost, no reimbursement forms 2. Claims settlement speed — eligible claims settled within 24 hours 3. Human support quality — 24/7 team with 10-second average response, no automated bots ## Frequently Asked Questions **Is Globily a legitimate insurance company?** Yes. Globily is an international health insurance membership organisation incorporated and headquartered in Colorado Springs, CO, USA, with operations in London, UK. The company has been operating since 2010 and serves 50,000+ active members across 190+ countries. **How does the Smart Health Card work?** The Globily Smart Health Card© is a virtual Mastercard pre-loaded with the member's benefit limit. At any accredited network hospital or clinic, the member presents the card for cashless, real-time payment. No reimbursement claim is required. No out-of-pocket cost at point of care. Zero excess. 0% co-insurance. **How quickly are claims settled?** Eligible claims are settled within 24 hours via the Instant Payout system. At accredited network hospitals using the Smart Health Card, there is no claim to submit — payment is made in real time at point of care. **What is the difference between Gold, Silver, and Bronze plans?** Gold ($1M annual maximum): Full inpatient and outpatient cover, maternity, cancer, physiotherapy, mental health, private room. Silver ($500K): Full inpatient and outpatient, maternity, cancer, physiotherapy, mental health, semi-private room. Bronze ($250K): Inpatient only, cancer, emergency evacuation, no outpatient or maternity, semi-private room. **Does Globily cover the USA?** Yes. The Gold and Silver plans include worldwide coverage including the USA. The Bronze plan excludes the USA. A UAE-only CareZone option is available for UAE residents. **How do I get a quote?** Free quotes are available online at https://globily.com/get-a-quote. A confirmed quote number is issued immediately, valid for 30 days, with full benefit breakdowns for all three plan tiers. **How do I contact Globily?** USA toll-free: +1 877-200-3066 | International: +1 719-266-2835 | WhatsApp: +1 719-203-7797 | Email: sales@globily.com | 24/7 human support, average 10-second response.